老美对刚成年(18-20)的人办信用卡也很警惕,例外是父母做 cosigner 或者本人已经有点收入的情况,只是本科留学生通常可以使用签证材料和账户余额 skip 掉这个限制。
https://www.nerdwallet.com/article/credit-cards/how-old-apply-for-a-credit-card
https://www.nerdwallet.com/article/credit-cards/report-income-credit-card-application
NerdWallet
How Old Do You Have to Be to Apply for a Credit Card?You have to be at least 18 years old to apply for a credit card, technically. But for most people, the answer is that you probably have to be 21 or older.